Jackie: Have you seen any good films recently? safeguard activator rx-10 personal anti-theft alarm Ben Nettleton and his wife ran into these paperwork headaches when they bought a home in Houston earlier this year, and Nettleton's mother-in-law gave the newlyweds cash for part of the down payment as a belated wedding gift. Because they received the gift about a month before closing, Nettleton's mortgage lender requested a statement from his mother-in-law to ensure it was a gift and it wouldn't cause financial distress. "I thought this is kind of silly to have to do all this extra stuff we wouldn't have had to if she'd just given it the month or two before," Nettleton says.