Blake: I sing in a choir zoloft 50 mg It's good to plan charitable gifts in advance too. Instead of simply scribbling checks on December 31, you can devise a plan for maximizing your tax breaks and your charitable impact. When you donate appreciated assets, like stocks or securities, you not only get the charitable deduction for the full value, you also avoid paying any capital-gains tax that would otherwise have been due if you sold the securities yourself.