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Despite its inclusion in Obamacare, Direct Primary Care (DPC, aka Concierge Medicine for the Masses), itâs surprising how few health insurance executives know about DPC. DPC is a model of paying for primary care outside of insurance. The individual or organization paying for healthcare pays a monthly fee (like a gym membership) for all primary care needs. Generally, DPC providers say they can address 80 or more of the top 100 most common diagnoses.