Phillip: Photography sildenafil citrate tablets 100mg nizagara Ministers will make available £12bn of guarantees to lenders – enough, they believe, to support £130bn of mortgages, with the buyer paying a deposit as low as 5%. The government gives lenders who offer low-deposit mortgages the chance to buy a guarantee on the portion of the mortgage between 80% and 95%. If a borrower gets into financial difficulty and their property is repossessed, the government will cover a chunk of the lender's losses.