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Chong: Withdraw cash paroxetine price in pakistan Many workers say they need additional income to pay off mortgage or other debts (15 percent) that are increasingly being carried into the retirement years. A few people also encountered unexpected retirement costs, such as needing to financially support family members after traditional retirement age. Some employees are forced into semi-retirement due to cutbacks in hours or are forced to cut their own hours due to frail health or the physical demands of the job.