Chloe: Can I call you back? protonix 40 mg iv push After the crisis, Congress expanded the responsibilities and authority of the Fed and other regulators, but it didn't give them all the powers that central banks in some countries have, such as the ability to set minimum down payments. Nevertheless, Mr. Bernanke has spoken favorably about a more targeted approach: "Explicit incorporation of macroprudential considerations in the nation's framework for financial oversight represents a major innovation in our thinking…one that is taking hold abroad as well as in the U.S."