Aiden: What's the last date I can post this to to arrive in time for Christmas? payday loan with bad credit the same day Sen. Charles Schumer, D-N.Y., said: "We're sending the strong message to the House, we will not blink. Don't get it into your heads that we will. We won't. Don't make it part of your strategy that eventually we'll cave, we won't. We're unified, we're together. You're not."  credit poor score A flurry of Spanish bank mergers in the past three years in part explains the deep cuts. A 2008 property crash that gutted banks' earnings and led to a European rescue added urgency to the cull as the economy fell into recession for the best part of the last five years.