Moderacja
Moderacja komentarza
Jose: I read a lot help with pre algebra That said, if you take Ramsey's very wise advice to save 15% of your income a year, you'll be doing okay in the end whether you earn 7.6% or 12%. The real pitfall of a 12% assumption is what it can do to you after you retire, if you use it to justify too high a withdrawal rate.